Most service businesses look fine on paper. This one actually holds up when you run the numbers.
This is a pressure washing and home improvement business based in Orange County, Florida, offering services like pressure washing, paver installation and sealing, roof soft washing, and driveway restoration.
It’s listed at $650,000 with about $390,000 in cash flow on roughly $1 million in revenue. On the surface, that already checks a lot of boxes for a small service business.
But what matters is whether it still works after financing. That’s where most deals fall apart. This one doesn’t.
Deal Snapshot
Now let’s run it through a standard SBA financing scenario.
SBA Scenario (10% Down)
After debt service, the buyer is left with about $213K per year. That is strong for a business at this price point and gives real flexibility if things don’t go perfectly.
What Stands Out
- Strong post-debt income: Roughly $213K annually, which is excellent at this price level.
- Low valuation: Around 1.7x cash flow, which is very reasonable for this type of business.
- High DSCR: Over 3.0, meaning strong lender comfort and real cushion.
- Fast capital recovery: Down payment recovered in just a few months.
- Diversified services: Multiple revenue streams including pressure washing, pavers, and home improvement.
- Recurring work potential: Maintenance services and contracts can provide repeat business.
Potential Risks
- Default rate: Home services categories can have slightly elevated default rates depending on market conditions.
- Labor dependence: Service delivery relies on crew performance and consistency.
- Local competition: Pressure washing and home services are competitive markets.
- Owner transition: Customer relationships and job quality need to carry over post-sale.
- Revenue verification: As always, financials should be validated through tax returns and P&Ls.
BizHub Verdict
This deal scores a 6.9 / 10. Not because it’s perfect, but because it’s priced fairly, structured cleanly, and gives you real room to operate.
This is what you want to see in a small service acquisition. The numbers work without needing perfect execution, and that is what actually makes a deal durable.
Want to pressure test deals like this yourself? Try the BizHub Deal Calculator →
Want to see the original listing? View it here →