This jewelry repair business was sent in by a follower, and it’s doing something most retail businesses can’t.
It’s listed at $550K, with $205K in cash flow on only $400K in revenue.
And when we run it through the BizHub calculator with standard SBA terms, you’re left with around $124K a year after debt payments.
That’s strong cash flow for only about $57K down.
Unlike a lot of mall-based retail, this business is not dependent on random walk-in purchases.
Most of the revenue comes from repairs and services, which creates repeat customers and more stable demand.
And the reputation here is hard to ignore.
The business has been around for 25 years, has over 28,000 customer records, and hundreds of strong online reviews.
That kind of trust takes years to build and is extremely difficult for competitors to replicate.
Profit margins also come in around 51%, compared to an industry average closer to 30%.
DSCR lands around 2.5, so there’s plenty of cushion on the debt.
And you recover your down payment in under half a year.
But this still looks like a hands-on owner-operator business.
The growth story basically depends on someone coming in and actively improving marketing, customer follow-up, and custom work.
The listing even admits there has been almost no meaningful marketing or e-commerce effort so far.
That creates upside — but only if the buyer is willing to actively operate and grow the business.
This is probably not a passive investment.
The BizHub score lands around an 8.6 out of 10.
Strong cash flow. Strong reputation. Strong service moat.
But the value here depends heavily on maintaining the customer relationships and continuing to actively operate the business well.
Good deal — just probably not passive.
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