Looks passive… but you're overpaying for shrinking demand.
This ATM route business checks the boxes most buyers look for.
High margins, simple operations, and machines already placed in high-traffic locations.
But once you run the numbers, it doesn’t hold up.
Deal Snapshot
After Financing
Here’s what you actually take home:
So you’re investing over $1.3M… to make about $76K a year.
That’s the real problem.
The Pricing Disconnect
This isn’t an operational issue — it’s a valuation problem.
- 4.85x multiple vs ~1–2x typical range
- Post-debt income is low for deal size
- Minimal DSCR cushion at 1.43
You’re paying a premium… for a business that doesn’t justify it.
The Bigger Risk Nobody Talks About
This industry trend matters more than the numbers.
ATM usage is slowly declining as digital payments take over.
- Less cash usage over time
- Dependence on specific retail locations
- Revenue tied to transaction volume trends
So you're not just overpaying — you're overpaying in a declining space.
What You’re Really Buying
At the end of the day, this deal gives you:
- 90 machines in strong locations
- High-margin, simple operations
- Weak returns relative to price
BizHub Verdict
This deal scores a 5.4 / 10.
Strong margins — but completely offset by valuation and long-term industry risk.
Good operations don’t save a bad entry price.
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